How to Use New Apple Pay UK Bank Account Balance Feature? iPhone users in the United Kingdom can now view banking information such as account balances while using Apple Pay and viewing bank cards and credit cards in the Wallet app on iOS 17.1 and later. Continue reading to learn how it works.
For a long time, Apple’s Wallet app on iPhone has been able to display Apple Pay transactions made with your bank and credit cards, but if you are a Wallet app user in the United Kingdom, a new integration introduced in iOS 17.1 means you can view your current account balance from your bank, along with other information like spending history, payments, deposits, and withdrawals. If you have a credit card, you may also see how much credit you have left on it.
The new tool is meant to assist you with making better-educated purchases, increasing your confidence when making a transaction, and just viewing frequent information so that you have greater control over your finances.
Your bank must support Apple’s Open Banking API in order to obtain the additional account information. Banks that are now supporting the function include First Direct, Barclaycard, Barclays, Halifax, HSBC, Lloyds, Royal Bank of Scotland, M&S Bank, NatWest Bank, and Monzo Bank with more likely to join now that the service is live.
How to Use New Apple Pay UK Bank Account Balance Feature?
The instructions below demonstrate how to safely authorise integration in iOS 17.1 and later use the Wallet app. It’s a straightforward process, and Apple will automatically take you to your bank’s app to verify the connection.
- On your iPhone, launch the Wallet app.
- Tap a card from a participating bank.
- Get Started is located under “See Balances and Full Transaction History for This Account.” (If you don’t see it, your bank isn’t yet supporting the feature.)
- Continue to link your account to Wallet.
- Check the account details you’re about to provide Wallet access to, then hit Continue.
- Enter your iPhone’s passcode or use Face ID in your bank app to enable Wallet access to the relevant account details.
Following these steps will return you to the Wallet app, where you will see your account’s available balance beneath the bank card, as well as your transaction history and other pertinent information. If it’s a credit card, you’ll also see the available balance, and a tap on the balance will disclose your credit limit.
Apple Wallet also saves transaction records for linked accounts on an annual basis. You can find them in Settings -> Wallet & Apple Pay for each account. Tap the connected account under “Connections,” then the card under “Accounts,” and finally Account Activity to examine transactions by year.